Unfortunately, many individuals do not dispute their long-term disability benefit denials because they are unaware of their right to sue their insurance company for breach of contract. Frequently, insurance companies approve disability benefits for a period of time, before denying continued benefits approximately two years after the disability begins. They often begin denying the claim because of a “change in definition” contained within the disability policy. In other instances, the long-term disability claim is denied immediately after it is submitted.

 

It is important for individuals faced with a denied long-term disability claim to realize that the objective of insurance companies is to make as much profit as possible for their shareholders. When insurance companies deny their benefits claim, many people fear the idea of fighting large insurance companies with enormous financial resources. However, you pay premiums each month to possess to a long-term disability policy; if you are unable to work, you should be able to access that policy. Do not simply accept the insurance company’s decision not to pay your benefits. Instead, consult with a long-term disability lawyer who can help you hold the insurance company to account.

 

The legal professionals at Foster Injury Law have handled many long-term disability lawsuits and can provide a no-cost, no obligation, case evaluation. We have experience successfully pursuing long term disability lawsuits for individuals suffering from chronic pain, concussions, anxiety, depression, fibromyalgia, autoimmune disorders, chronic fatigue syndrome, chronic pain disorder, sexual abuse, post-traumatic stress disorder, along with a wide range of other disabling medical conditions.

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          Free Consultation with an Experienced Long Term Disability Lawyer

 

If your long term disability claim has been denied, please don't hesitate to call us at 705-408-4438 or 416-649-8280, or complete the form below for a free consultation.